
Well, our
debt snowball is rolling along nicely! I had a little setback yesterday, because just when I thought I had everything in there, I ran across a stack of little random medical bills I had gathered up a few months ago and forgotten to mail out! Frustrating. So I added those in, and then just to be sure we weren't missing anything, I decided to take things one step further!
I read on the
Dave Ramsey site about a place where you can go to download one free credit report per year from each bureau, with no payment information whatsoever required and no accidentally signing up for some random identity theft protection you don't need! So I trucked on over to
annualcreditreport.com and printed out copies of mine and Jason's. Then I went over each entry on both of them to make sure that there wasn't any incorrect information on there, and to make sure that we weren't missing any old medical bills that we didn't know about!
Sure enough, I turned up some random $27 bill from Ozark Radiology and an old bill for $131 from some tests Bear had about 5 years ago on his lungs. I had no idea those were even out there, so I was really glad we looked! We were a little overwhelmed with the number of bills that came in back then, and also when Norah was born.
We have pretty good insurance, but until we met our out-of-pocket limit, we were still paying for 20% of everything at the NICU, and for some reason, instead of just sending one bill like you would imagine, they sent a million little tiny ones for each individual service. We had ultrasound bills, radiologist bills (to read the ultrasounds), labwork bills, lab tech bills, neonatologist bills, pediatrician bills, NICU bills, prescription bills, several regular hospital bills, etc., etc. It was a little hard to keep track of, but at this point, knock on wood, I think everything is either paid for or has arrangements made on it. FINALLY! That was a long and frustrating process, but I'm glad it's done! We are pre-paying for everything we can with Shiloh, and now that we have a better system in place, hopefully we won't run into the same trouble with any medical bills from him! Also, hopefully we can keep him in me long enough to not make another trip to the NICU. So far so good!

We are really praying that things will sail smoothly to term so that we can just wrap him up and take him home with us around the 1st of September. I'm 21 weeks now (the same amount I was when I first went into labor with Barrett!), and so far so good. I will get my 4th
17P shot later this week, and I have not had any troubles whatsoever. Other than my complete jealousy of all of the ladies in the BodyPump class while I laze about in the pool, but that's another story!
So right now, we're feeling pretty good. I'm still slowly working on getting the house cleaned up and organized, Shiloh is growing and kicking around right on schedule, and we're watching our debt get smaller every day. All of these things make me happy! : )
It also makes me feel secure knowing that nothing weird is lurking on our credit reports, looking to act as a stumbling block when we get ready to buy a house. We can't wait! Go
download one now if you haven't lately, and you'll feel happy too!